Page 1 of 1
Fake IDs with Monzo, Revolut, etc
Posted: Thu May 23, 2019 10:32 am
by JamesLawson91
Hi all,
Very new to the Fake ID game. I'm very happy to have found this forum - it's been a nightmare finding anywhere reliable and I'm excited to see the OIS fake UK provisional I have coming.
I am interested in setting up a bank account under a fake identity - I feel Revolut seems to be the go-to option. It used to be prepaid but as far as I can tell it is now a current account like Monzo. Will fake IDs work for these services during the set up process? I know you have to hold the cards up next to your face, for example.
Does anyone know how these systems actually work? I can't find out if they're looking at the quality and consistency of card info, or whether they're actually doing background checks on your identity.
The long term goal is to have an account I can use anonymously with PayPal without restrictions. Hopefully this is possible!
P.S. This is obviously a pseudonym account
Re: Fake IDs with Monzo, Revolut, etc
Posted: Thu May 23, 2019 8:13 pm
by Runin28
I highly suggest you don't do this - it's so easy for them to fuck you up when it comes to your future finances. I know you might be far off now, but one day you'll want a mortgage or a business loan you could be rejected absolutely everywhere just because you applied to a few accounts as a teenager with a fake ID.
Banks check your details with a Credit Reference Agency (and sometimes a Fraud Prevention Agency) who hold details like your name, DOB and address that you have registered with other accounts. If the CRA, FPA, Bank or any other financial company becomes suspicious, they can put a marker on your credit file (for all the other companies to see) which can really fuck you up. That being said, sometimes you slip through the net and they'll open the account - but one day they will notice and they'll make your life very difficult just out of spite. Do not fuck with the banks, they are insanely powerful.
If you're trying to accept funds from customers, just use Crypto or cash - neither are particularly difficult and it'll be worth the minor aggravation in the long run, trust me.
Re: Fake IDs with Monzo, Revolut, etc
Posted: Fri May 24, 2019 9:46 am
by JamesLawson91
Runin28 wrote: ↑Thu May 23, 2019 8:13 pm
I highly suggest you don't do this - it's so easy for them to fuck you up when it comes to your future finances. I know you might be far off now, but one day you'll want a mortgage or a business loan you could be rejected absolutely everywhere just because you applied to a few accounts as a teenager with a fake ID.
Banks check your details with a Credit Reference Agency (and sometimes a Fraud Prevention Agency) who hold details like your name, DOB and address that you have registered with other accounts. If the CRA, FPA, Bank or any other financial company becomes suspicious, they can put a marker on your credit file (for all the other companies to see) which can really fuck you up. That being said, sometimes you slip through the net and they'll open the account - but one day they will notice and they'll make your life very difficult just out of spite. Do not fuck with the banks, they are insanely powerful.
If you're trying to accept funds from customers, just use Crypto or cash - neither are particularly difficult and it'll be worth the minor aggravation in the long run, trust me.
Thanks for the reply - to clarify, I'm already over 18 and looking to sign up with a completely false identity. As I say this is more for my own anonymity rather than anything illicit, and tbh I'm just bored and very curious as to how possible it is lol. If the account got flagged, it wouldn't be linked to my real identity in any way.
Tbh though, if they are checking for actual identity information such as electoral roll/previous addresses, it's going to be nigh on impossible to set up an account. I'll give it a whirl and see how I get on, but not expecting much luck.
Re: Fake IDs with Monzo, Revolut, etc
Posted: Fri May 24, 2019 5:09 pm
by Runin28
JamesLawson91 wrote: ↑Fri May 24, 2019 9:46 am
Runin28 wrote: ↑Thu May 23, 2019 8:13 pm
I highly suggest you don't do this - it's so easy for them to fuck you up when it comes to your future finances. I know you might be far off now, but one day you'll want a mortgage or a business loan you could be rejected absolutely everywhere just because you applied to a few accounts as a teenager with a fake ID.
Banks check your details with a Credit Reference Agency (and sometimes a Fraud Prevention Agency) who hold details like your name, DOB and address that you have registered with other accounts. If the CRA, FPA, Bank or any other financial company becomes suspicious, they can put a marker on your credit file (for all the other companies to see) which can really fuck you up. That being said, sometimes you slip through the net and they'll open the account - but one day they will notice and they'll make your life very difficult just out of spite. Do not fuck with the banks, they are insanely powerful.
If you're trying to accept funds from customers, just use Crypto or cash - neither are particularly difficult and it'll be worth the minor aggravation in the long run, trust me.
Thanks for the reply - to clarify, I'm already over 18 and looking to sign up with a completely false identity. As I say this is more for my own anonymity rather than anything illicit, and tbh I'm just bored and very curious as to how possible it is lol. If the account got flagged, it wouldn't be linked to my real identity in any way.
Tbh though, if they are checking for actual identity information such as electoral roll/previous addresses, it's going to be nigh on impossible to set up an account. I'll give it a whirl and see how I get on, but not expecting much luck.
There's no need to make electronic payments anonymously, if you want to do that then cryptos are great. There will probably be some links to you though, either through the transactions you make or other means. You're unlikely to pass the verification in the first place though.
Banks pay specialist companies to develop tools and services for this, and I promise you it's not worth the hassle. I almost had to take a company to court to have a marker removed from my report - this wasn't even to do with FIDs or fraud, just erroneously put there.
Just so you know, banks pass on your IP and browser info (including some sort of fingerprint, browser fingerprinting is really difficult to defend against) to Fraud Prevention Agencies which I've seen on SARs before - on mobile apps they can access things like serial number, IMEI and MAC too. I know NOW it seems unlikely to do anything, but I genuinely think banks will use future technologies to detect fraud retrospectively and make credit and fraud scores a much bigger part of life.
Re: Fake IDs with Monzo, Revolut, etc
Posted: Sat May 25, 2019 1:08 pm
by JamesLawson91
I get your concern, but I use Tor over VPN with a dedicated IP for this sort of thing. My browser has all scripts disabled and isn't default resolution, I'm sure it is not linkable to me
Re: Fake IDs with Monzo, Revolut, etc
Posted: Fri May 31, 2019 1:42 pm
by Runin28
JamesLawson91 wrote: ↑Sat May 25, 2019 1:08 pm
I get your concern, but I use Tor over VPN with a dedicated IP for this sort of thing. My browser has all scripts disabled and isn't default resolution, I'm sure it is not linkable to me
Yeah... most banks block users that use Tor for this exact reason. No scripts will also probably break most online banking systems.
Re: Fake IDs with Monzo, Revolut, etc
Posted: Tue Jun 25, 2019 2:54 pm
by Louis163
I have done this many times with monese and n26 those both worth with G0Ds
Re: Fake IDs with Monzo, Revolut, etc
Posted: Fri Jun 28, 2019 4:15 pm
by JamesLawson91
Didn't work with N26 this time around with OIS
Re: Fake IDs with Monzo, Revolut, etc
Posted: Wed Jun 23, 2021 3:57 pm
by MohamedAldre
JamesLawson91 wrote: ↑Fri Jun 28, 2019 4:15 pm
Didn't work with N26 this time around with OIS
What type of fake Id service you'd recommend? OIS stopped is not executed anymore